I received the routing number for my HSBC Direct account. Still waiting on the ATM card. I think all the mail holidays this season are to blame for this.

Here's the December 31 summary:

Assets:

• Checking: $765.78
• ING: $1850.31
• HSBC: $125
• Sharebuilder: $329
• CTR: $3000
  

Liabilities:

• Credit Cards: $837.59

Net worth: $5232.50

My parents still owe me $100 for our last dinner outing (I'm still following my strategy) I should have enough ThankYou points for a $50 giftcard in the next couple of of months.